If you are approaching 60 and widowed or age 62 and divorced from a spouse with whom you were married for at
least 10 years, go to the Social Security site for complete information. The employees at your local SS office may or
may not know the answers to key questions. (Mine didn't.) I am putting the direct links to the information to
make it easier for those who are not familiar with the government's penchant for hiding valuable information like you enjoy
an Easter egg hunt.
Information you need if you are applying for Widow/ers benefits.
http://www.ssa.gov/online/ssa-10.html
Survivor's Benefits
http://www.ssa.gov/survivorplan/onyourown2.htm
SS benefits and reductions for surviving spouse. (chart)
http://www.ssa.gov/survivorchartred.htm
How much would your survivors receive?
http://www.ssa.gov/survivorplan/onyourown5.htm
Maximum Benefit for your family
http://www.ssa.gov/survivorplan/onyourown6.htm
If you were born between 1945 and 1956, full retirement benefit for survivors begin at age 66.
http://www.ssa.gov/survivorplan/1945s.html
60 71.5%
60 + 1 month 71.9
60 + 2 months 72.3
60 + 3 months 72.7
60 + 4 months 73.1
60 + 5 months
73.5
60 + 6 months 73.9
60 + 7 months 74.3
60 + 8 months 74.7
60 + 9 months 75.1
60 + 10 months 75.5
60
+ 11 months 75.9
61 76.3
61 + 1 month 76.6
61 + 2 months 77.0
61 + 3 months 77.4
61 + 4 months 77.8
61
+ 5 months 78.2
61 + 6 months 78.6
61 + 7 months 79.0
61 + 8 months 79.4
61 + 9 months 79.8
61 + 10 months
80.2
61 + 11 months 80.6
62 81.0
62 + 1 month 81.4
62 + 2 months 81.8
62 + 3 months 82.2
62 + 4 months
82.6
62 + 5 months 83.0
62 + 6 months 83.4
62 + 7 months 83.8
62 + 8 months 84.2
62 + 9 months 84.6
62
+ 10 months 85.0
62 + 11 months 85.4
63 85.8
63 + 1 month 86.1
63 + 2 months 86.5
63 + 3 months
86.9
63 + 4 months 87.3
63 + 5 months 87.7
63 + 6 months 88.1
63 + 7 months 88.5
63 + 8 months 88.9
63
+ 9 months 89.3
63 + 10 months 89.7
63 + 11 months 90.1
64 90.5
64 + 1 month 90.9
64 + 2 months
91.3
64 + 3 months 91.7
64 + 4 months 92.1
64 + 5 months 92.5
64 + 6 months 92.9
64 + 7 months 93.3
64
+ 8 months 93.7
64 + 9 months 94.1
64 + 10 months 94.5
64 + 11 months 94.9
65 95.3
65 + 1 month 95.6
65 + 2 months 96.0
65 + 3 months 96.4
65 + 4 months 96.8
65 + 5 months 97.2
65 + 6 months 97.6
65
+ 7 months 98.0
65 + 8 months 98.4
65 + 9 months 98.8
65 + 10 months 99.2
65 + 11 months 99.6
66 100.
*If your birthday is on the 1st of the month, we figure your benefit as if your birthday were in the previous month.
